8 Home Energy-Saving Tips for Newly Remote Workers

Apr 20, 2020 Finance by Garuda

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Like many people around the world, I’m working from home in an attempt to slow the spread of the coronavirus. It’s stressful in a lot
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The Pantry Challenge: Eat What’s on Hand — and Save Money

Apr 10, 2020 Finance by Garuda

It’s funny how much can change in less than a year. When my editor called me on the last day of my vacation in August 2019 to ask me to take on a Pantry Challenge, my first thought was: I wish I had gone grocery shopping first. How quaint. If you’re unfamiliar with it, a
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Springboard Reviews: How to Switch Careers and Earn $60K+ a Year

Mar 31, 2020 Finance by Garuda

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Have you ever thought about starting a new career? We’ve all been there. Maybe your pay isn’t great. Maybe you’re not advancing. Or maybe you’re
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How to Get Financial Hardship Help to Avoid Going Into Debt

Mar 21, 2020 Finance by Garuda

During a crisis, every decision can feel overwhelming. If you’re facing a sudden hardship — like a divorce, injury or job loss — even asking for financial help can feel like another burden. But the decisions you make during a traumatic event could leave you dealing with long-term financial consequences. That’s what happened to Kelly
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Dear Penny: How Do We Get Out of a Payday Loan Nightmare?

Mar 11, 2020 Finance by Garuda

Dear Trapped, What your partner is experiencing is absolutely an emergency. Even though you haven’t merged finances, you have merged your lives. So sooner or later, this is going to become your emergency, too. Payday loans often advertise fees that seem reasonable, like $15 for every $100 you borrow. But for a two-week payday loan,
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Frugality Fails: 10 Money-Saving Attempts That Could Backfire

Mar 1, 2020 Finance by Garuda

Every now and then, well-intentioned plans to save money simply fail. You think you’re following the frugality playbook only to have it backfire. It’s when trying to be cheap ends up being expensive. It happens to the best of us. Here are 10 situations where trying to pinch pennies has the potential to end up
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CHANGING FACE OF BANKING SERVICES

Feb 21, 2020 Banking by Garuda

Liberalization brought several changes to Indian service industry. Probably Indian banking industry learnt a tremendous lesson. Pre-liberalization, all we did at a bank was deposit and withdraw money. Service standards were pathetic, but all we could do was grin and bear it. Post-liberalization, the tables have turned. It’s a consumer oriented market there. Technology
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How to Turn an Idea Into a Business: A 7-Day Jump-Start

Feb 20, 2020 Finance by Garuda

Chances are you’ve daydreamed of what it would be like to run a business of your own. Perhaps you’ve thought of an idea that could be a real moneymaker. But you weren’t sure how to act, so those dreams faded to the background as you trudged through your day job(s). To get you back in
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What To Do With Your Tax Refund? Make These 4 Smart Moves

Feb 20, 2020 Finance by Garuda

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Two thousand eight hundred dollars. That’s the average income tax refund these days. How would $2,800 feel in your pocket? You’re probably getting a tax
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How to Buy a Mattress: 8 Tips to Get The Best One for You

Feb 20, 2020 Finance by Garuda

My mattress and I… we don’t always see eye to eye. You see, I believe my bed is a place I can go to lie down, stop doing things and black out for a few blessed hours of blissful oblivion. My mattress, on the other hand, seems to think my bed is a place I
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